Dataset statistics
| Number of variables | 19 |
|---|---|
| Number of observations | 30000 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 4.3 MiB |
| Average record size in memory | 152.0 B |
Variable types
| Numeric | 16 |
|---|---|
| Categorical | 3 |
PAY_0 is highly overall correlated with PAY_2 and 2 other fields | High correlation |
PAY_2 is highly overall correlated with PAY_0 and 8 other fields | High correlation |
PAY_3 is highly overall correlated with PAY_0 and 9 other fields | High correlation |
PAY_4 is highly overall correlated with PAY_0 and 10 other fields | High correlation |
PAY_5 is highly overall correlated with PAY_2 and 8 other fields | High correlation |
PAY_6 is highly overall correlated with PAY_2 and 8 other fields | High correlation |
overdue pay_mon1 is highly overall correlated with PAY_2 and 7 other fields | High correlation |
overdue pay_mon2 is highly overall correlated with PAY_2 and 9 other fields | High correlation |
overdue pay_mon3 is highly overall correlated with PAY_2 and 9 other fields | High correlation |
overdue pay_mon4 is highly overall correlated with PAY_2 and 9 other fields | High correlation |
overdue pay_mon5 is highly overall correlated with PAY_3 and 8 other fields | High correlation |
overdue pay_mon6 is highly overall correlated with PAY_4 and 7 other fields | High correlation |
ID is uniformly distributed | Uniform |
ID has unique values | Unique |
PAY_0 has 14737 (49.1%) zeros | Zeros |
PAY_2 has 15730 (52.4%) zeros | Zeros |
PAY_3 has 15764 (52.5%) zeros | Zeros |
PAY_4 has 16455 (54.9%) zeros | Zeros |
PAY_5 has 16947 (56.5%) zeros | Zeros |
PAY_6 has 16286 (54.3%) zeros | Zeros |
overdue pay_mon1 has 2139 (7.1%) zeros | Zeros |
overdue pay_mon2 has 2503 (8.3%) zeros | Zeros |
overdue pay_mon3 has 2890 (9.6%) zeros | Zeros |
overdue pay_mon4 has 3118 (10.4%) zeros | Zeros |
overdue pay_mon5 has 3364 (11.2%) zeros | Zeros |
overdue pay_mon6 has 3854 (12.8%) zeros | Zeros |
Reproduction
| Analysis started | 2024-06-30 11:43:13.939012 |
|---|---|
| Analysis finished | 2024-06-30 11:44:34.746840 |
| Duration | 1 minute and 20.81 seconds |
| Software version | ydata-profiling v4.8.3 |
| Download configuration | config.json |
ID
Real number (ℝ)
UNIFORM  UNIQUE 
| Distinct | 30000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 15000.5 |
| Minimum | 1 |
|---|---|
| Maximum | 30000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 1500.95 |
| Q1 | 7500.75 |
| median | 15000.5 |
| Q3 | 22500.25 |
| 95-th percentile | 28500.05 |
| Maximum | 30000 |
| Range | 29999 |
| Interquartile range (IQR) | 14999.5 |
Descriptive statistics
| Standard deviation | 8660.3984 |
|---|---|
| Coefficient of variation (CV) | 0.57734065 |
| Kurtosis | -1.2 |
| Mean | 15000.5 |
| Median Absolute Deviation (MAD) | 7500 |
| Skewness | 0 |
| Sum | 4.50015 × 108 |
| Variance | 75002500 |
| Monotonicity | Strictly increasing |
| Value | Count | Frequency (%) |
| 1 | 1 | < 0.1% |
| 19997 | 1 | < 0.1% |
| 20009 | 1 | < 0.1% |
| 20008 | 1 | < 0.1% |
| 20007 | 1 | < 0.1% |
| 20006 | 1 | < 0.1% |
| 20005 | 1 | < 0.1% |
| 20004 | 1 | < 0.1% |
| 20003 | 1 | < 0.1% |
| 20002 | 1 | < 0.1% |
| Other values (29990) | 29990 |
| Value | Count | Frequency (%) |
| 1 | 1 | |
| 2 | 1 | |
| 3 | 1 | |
| 4 | 1 | |
| 5 | 1 | |
| 6 | 1 | |
| 7 | 1 | |
| 8 | 1 | |
| 9 | 1 | |
| 10 | 1 |
| Value | Count | Frequency (%) |
| 30000 | 1 | |
| 29999 | 1 | |
| 29998 | 1 | |
| 29997 | 1 | |
| 29996 | 1 | |
| 29995 | 1 | |
| 29994 | 1 | |
| 29993 | 1 | |
| 29992 | 1 | |
| 29991 | 1 |
LIMIT_BAL
Real number (ℝ)
| Distinct | 81 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 167484.32 |
| Minimum | 10000 |
|---|---|
| Maximum | 1000000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | 10000 |
|---|---|
| 5-th percentile | 20000 |
| Q1 | 50000 |
| median | 140000 |
| Q3 | 240000 |
| 95-th percentile | 430000 |
| Maximum | 1000000 |
| Range | 990000 |
| Interquartile range (IQR) | 190000 |
Descriptive statistics
| Standard deviation | 129747.66 |
|---|---|
| Coefficient of variation (CV) | 0.77468541 |
| Kurtosis | 0.5362629 |
| Mean | 167484.32 |
| Median Absolute Deviation (MAD) | 90000 |
| Skewness | 0.99286696 |
| Sum | 5.0245297 × 109 |
| Variance | 1.6834456 × 1010 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 50000 | 3365 | 11.2% |
| 20000 | 1976 | 6.6% |
| 30000 | 1610 | 5.4% |
| 80000 | 1567 | 5.2% |
| 200000 | 1528 | 5.1% |
| 150000 | 1110 | 3.7% |
| 100000 | 1048 | 3.5% |
| 180000 | 995 | 3.3% |
| 360000 | 881 | 2.9% |
| 60000 | 825 | 2.8% |
| Other values (71) | 15095 |
| Value | Count | Frequency (%) |
| 10000 | 493 | 1.6% |
| 16000 | 2 | < 0.1% |
| 20000 | 1976 | |
| 30000 | 1610 | |
| 40000 | 230 | 0.8% |
| 50000 | 3365 | |
| 60000 | 825 | 2.8% |
| 70000 | 731 | 2.4% |
| 80000 | 1567 | |
| 90000 | 651 | 2.2% |
| Value | Count | Frequency (%) |
| 1000000 | 1 | < 0.1% |
| 800000 | 2 | < 0.1% |
| 780000 | 2 | < 0.1% |
| 760000 | 1 | < 0.1% |
| 750000 | 4 | |
| 740000 | 2 | < 0.1% |
| 730000 | 2 | < 0.1% |
| 720000 | 3 | < 0.1% |
| 710000 | 6 | |
| 700000 | 8 |
SEX
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 234.5 KiB |
| 2 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 30000 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 2 |
|---|---|
| 2nd row | 2 |
| 3rd row | 2 |
| 4th row | 2 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
Most occurring characters
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 2 | 18112 | |
| 1 | 11888 |
EDUCATION
Real number (ℝ)
| Distinct | 7 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.8531333 |
| Minimum | 0 |
|---|---|
| Maximum | 6 |
| Zeros | 14 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 1 |
| median | 2 |
| Q3 | 2 |
| 95-th percentile | 3 |
| Maximum | 6 |
| Range | 6 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 0.79034866 |
|---|---|
| Coefficient of variation (CV) | 0.42649314 |
| Kurtosis | 2.0786216 |
| Mean | 1.8531333 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.97097205 |
| Sum | 55594 |
| Variance | 0.624651 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 2 | 14030 | |
| 1 | 10585 | |
| 3 | 4917 | 16.4% |
| 5 | 280 | 0.9% |
| 4 | 123 | 0.4% |
| 6 | 51 | 0.2% |
| 0 | 14 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 14 | < 0.1% |
| 1 | 10585 | |
| 2 | 14030 | |
| 3 | 4917 | 16.4% |
| 4 | 123 | 0.4% |
| 5 | 280 | 0.9% |
| 6 | 51 | 0.2% |
| Value | Count | Frequency (%) |
| 6 | 51 | 0.2% |
| 5 | 280 | 0.9% |
| 4 | 123 | 0.4% |
| 3 | 4917 | 16.4% |
| 2 | 14030 | |
| 1 | 10585 | |
| 0 | 14 | < 0.1% |
MARRIAGE
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 234.5 KiB |
| 2 | |
|---|---|
| 1 | |
| 3 | 323 |
| 0 | 54 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 30000 |
|---|---|
| Distinct characters | 4 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 2 |
| 3rd row | 2 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 2 | 15964 | |
| 1 | 13659 | |
| 3 | 323 | 1.1% |
| 0 | 54 | 0.2% |
AGE
Real number (ℝ)
| Distinct | 56 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 35.4855 |
| Minimum | 21 |
|---|---|
| Maximum | 79 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | 21 |
|---|---|
| 5-th percentile | 23 |
| Q1 | 28 |
| median | 34 |
| Q3 | 41 |
| 95-th percentile | 53 |
| Maximum | 79 |
| Range | 58 |
| Interquartile range (IQR) | 13 |
Descriptive statistics
| Standard deviation | 9.2179041 |
|---|---|
| Coefficient of variation (CV) | 0.25976537 |
| Kurtosis | 0.044303378 |
| Mean | 35.4855 |
| Median Absolute Deviation (MAD) | 6 |
| Skewness | 0.73224587 |
| Sum | 1064565 |
| Variance | 84.969755 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 29 | 1605 | 5.3% |
| 27 | 1477 | 4.9% |
| 28 | 1409 | 4.7% |
| 30 | 1395 | 4.7% |
| 26 | 1256 | 4.2% |
| 31 | 1217 | 4.1% |
| 25 | 1186 | 4.0% |
| 34 | 1162 | 3.9% |
| 32 | 1158 | 3.9% |
| 33 | 1146 | 3.8% |
| Other values (46) | 16989 |
| Value | Count | Frequency (%) |
| 21 | 67 | 0.2% |
| 22 | 560 | 1.9% |
| 23 | 931 | |
| 24 | 1127 | |
| 25 | 1186 | |
| 26 | 1256 | |
| 27 | 1477 | |
| 28 | 1409 | |
| 29 | 1605 | |
| 30 | 1395 |
| Value | Count | Frequency (%) |
| 79 | 1 | < 0.1% |
| 75 | 3 | < 0.1% |
| 74 | 1 | < 0.1% |
| 73 | 4 | < 0.1% |
| 72 | 3 | < 0.1% |
| 71 | 3 | < 0.1% |
| 70 | 10 | |
| 69 | 15 | |
| 68 | 5 | < 0.1% |
| 67 | 16 |
PAY_0
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.0167 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 14737 |
| Zeros (%) | 49.1% |
| Negative | 8445 |
| Negative (%) | 28.1% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1238015 |
|---|---|
| Coefficient of variation (CV) | -67.293505 |
| Kurtosis | 2.720715 |
| Mean | -0.0167 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.73197493 |
| Sum | -501 |
| Variance | 1.2629299 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 14737 | |
| -1 | 5686 | 19.0% |
| 1 | 3688 | 12.3% |
| -2 | 2759 | 9.2% |
| 2 | 2667 | 8.9% |
| 3 | 322 | 1.1% |
| 4 | 76 | 0.3% |
| 5 | 26 | 0.1% |
| 8 | 19 | 0.1% |
| 6 | 11 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 2759 | 9.2% |
| -1 | 5686 | 19.0% |
| 0 | 14737 | |
| 1 | 3688 | 12.3% |
| 2 | 2667 | 8.9% |
| 3 | 322 | 1.1% |
| 4 | 76 | 0.3% |
| 5 | 26 | 0.1% |
| 6 | 11 | < 0.1% |
| 7 | 9 | < 0.1% |
| Value | Count | Frequency (%) |
| 8 | 19 | 0.1% |
| 7 | 9 | < 0.1% |
| 6 | 11 | < 0.1% |
| 5 | 26 | 0.1% |
| 4 | 76 | 0.3% |
| 3 | 322 | 1.1% |
| 2 | 2667 | 8.9% |
| 1 | 3688 | 12.3% |
| 0 | 14737 | |
| -1 | 5686 | 19.0% |
PAY_2
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.13376667 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 15730 |
| Zeros (%) | 52.4% |
| Negative | 9832 |
| Negative (%) | 32.8% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.197186 |
|---|---|
| Coefficient of variation (CV) | -8.9498079 |
| Kurtosis | 1.5704177 |
| Mean | -0.13376667 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.79056502 |
| Sum | -4013 |
| Variance | 1.4332543 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 15730 | |
| -1 | 6050 | 20.2% |
| 2 | 3927 | 13.1% |
| -2 | 3782 | 12.6% |
| 3 | 326 | 1.1% |
| 4 | 99 | 0.3% |
| 1 | 28 | 0.1% |
| 5 | 25 | 0.1% |
| 7 | 20 | 0.1% |
| 6 | 12 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 3782 | 12.6% |
| -1 | 6050 | 20.2% |
| 0 | 15730 | |
| 1 | 28 | 0.1% |
| 2 | 3927 | 13.1% |
| 3 | 326 | 1.1% |
| 4 | 99 | 0.3% |
| 5 | 25 | 0.1% |
| 6 | 12 | < 0.1% |
| 7 | 20 | 0.1% |
| Value | Count | Frequency (%) |
| 8 | 1 | < 0.1% |
| 7 | 20 | 0.1% |
| 6 | 12 | < 0.1% |
| 5 | 25 | 0.1% |
| 4 | 99 | 0.3% |
| 3 | 326 | 1.1% |
| 2 | 3927 | 13.1% |
| 1 | 28 | 0.1% |
| 0 | 15730 | |
| -1 | 6050 | 20.2% |
PAY_3
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.1662 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 15764 |
| Zeros (%) | 52.5% |
| Negative | 10023 |
| Negative (%) | 33.4% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1968676 |
|---|---|
| Coefficient of variation (CV) | -7.2013692 |
| Kurtosis | 2.0844359 |
| Mean | -0.1662 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.84068183 |
| Sum | -4986 |
| Variance | 1.432492 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 15764 | |
| -1 | 5938 | 19.8% |
| -2 | 4085 | 13.6% |
| 2 | 3819 | 12.7% |
| 3 | 240 | 0.8% |
| 4 | 76 | 0.3% |
| 7 | 27 | 0.1% |
| 6 | 23 | 0.1% |
| 5 | 21 | 0.1% |
| 1 | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 4085 | 13.6% |
| -1 | 5938 | 19.8% |
| 0 | 15764 | |
| 1 | 4 | < 0.1% |
| 2 | 3819 | 12.7% |
| 3 | 240 | 0.8% |
| 4 | 76 | 0.3% |
| 5 | 21 | 0.1% |
| 6 | 23 | 0.1% |
| 7 | 27 | 0.1% |
| Value | Count | Frequency (%) |
| 8 | 3 | < 0.1% |
| 7 | 27 | 0.1% |
| 6 | 23 | 0.1% |
| 5 | 21 | 0.1% |
| 4 | 76 | 0.3% |
| 3 | 240 | 0.8% |
| 2 | 3819 | 12.7% |
| 1 | 4 | < 0.1% |
| 0 | 15764 | |
| -1 | 5938 | 19.8% |
PAY_4
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.22066667 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 16455 |
| Zeros (%) | 54.9% |
| Negative | 10035 |
| Negative (%) | 33.5% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1691386 |
|---|---|
| Coefficient of variation (CV) | -5.2982113 |
| Kurtosis | 3.4969835 |
| Mean | -0.22066667 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.99962941 |
| Sum | -6620 |
| Variance | 1.3668851 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 16455 | |
| -1 | 5687 | 19.0% |
| -2 | 4348 | 14.5% |
| 2 | 3159 | 10.5% |
| 3 | 180 | 0.6% |
| 4 | 69 | 0.2% |
| 7 | 58 | 0.2% |
| 5 | 35 | 0.1% |
| 6 | 5 | < 0.1% |
| 1 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 4348 | 14.5% |
| -1 | 5687 | 19.0% |
| 0 | 16455 | |
| 1 | 2 | < 0.1% |
| 2 | 3159 | 10.5% |
| 3 | 180 | 0.6% |
| 4 | 69 | 0.2% |
| 5 | 35 | 0.1% |
| 6 | 5 | < 0.1% |
| 7 | 58 | 0.2% |
| Value | Count | Frequency (%) |
| 8 | 2 | < 0.1% |
| 7 | 58 | 0.2% |
| 6 | 5 | < 0.1% |
| 5 | 35 | 0.1% |
| 4 | 69 | 0.2% |
| 3 | 180 | 0.6% |
| 2 | 3159 | 10.5% |
| 1 | 2 | < 0.1% |
| 0 | 16455 | |
| -1 | 5687 | 19.0% |
PAY_5
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 10 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.2662 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 16947 |
| Zeros (%) | 56.5% |
| Negative | 10085 |
| Negative (%) | 33.6% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1331874 |
|---|---|
| Coefficient of variation (CV) | -4.2569024 |
| Kurtosis | 3.9897481 |
| Mean | -0.2662 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 1.008197 |
| Sum | -7986 |
| Variance | 1.2841137 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 16947 | |
| -1 | 5539 | 18.5% |
| -2 | 4546 | 15.2% |
| 2 | 2626 | 8.8% |
| 3 | 178 | 0.6% |
| 4 | 84 | 0.3% |
| 7 | 58 | 0.2% |
| 5 | 17 | 0.1% |
| 6 | 4 | < 0.1% |
| 8 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 4546 | 15.2% |
| -1 | 5539 | 18.5% |
| 0 | 16947 | |
| 2 | 2626 | 8.8% |
| 3 | 178 | 0.6% |
| 4 | 84 | 0.3% |
| 5 | 17 | 0.1% |
| 6 | 4 | < 0.1% |
| 7 | 58 | 0.2% |
| 8 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 8 | 1 | < 0.1% |
| 7 | 58 | 0.2% |
| 6 | 4 | < 0.1% |
| 5 | 17 | 0.1% |
| 4 | 84 | 0.3% |
| 3 | 178 | 0.6% |
| 2 | 2626 | 8.8% |
| 0 | 16947 | |
| -1 | 5539 | 18.5% |
| -2 | 4546 | 15.2% |
PAY_6
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 10 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.2911 |
| Minimum | -2 |
|---|---|
| Maximum | 8 |
| Zeros | 16286 |
| Zeros (%) | 54.3% |
| Negative | 10635 |
| Negative (%) | 35.4% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -2 |
|---|---|
| 5-th percentile | -2 |
| Q1 | -1 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 8 |
| Range | 10 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1499876 |
|---|---|
| Coefficient of variation (CV) | -3.95049 |
| Kurtosis | 3.4265341 |
| Mean | -0.2911 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.94802939 |
| Sum | -8733 |
| Variance | 1.3224715 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 16286 | |
| -1 | 5740 | 19.1% |
| -2 | 4895 | 16.3% |
| 2 | 2766 | 9.2% |
| 3 | 184 | 0.6% |
| 4 | 49 | 0.2% |
| 7 | 46 | 0.2% |
| 6 | 19 | 0.1% |
| 5 | 13 | < 0.1% |
| 8 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| -2 | 4895 | 16.3% |
| -1 | 5740 | 19.1% |
| 0 | 16286 | |
| 2 | 2766 | 9.2% |
| 3 | 184 | 0.6% |
| 4 | 49 | 0.2% |
| 5 | 13 | < 0.1% |
| 6 | 19 | 0.1% |
| 7 | 46 | 0.2% |
| 8 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 8 | 2 | < 0.1% |
| 7 | 46 | 0.2% |
| 6 | 19 | 0.1% |
| 5 | 13 | < 0.1% |
| 4 | 49 | 0.2% |
| 3 | 184 | 0.6% |
| 2 | 2766 | 9.2% |
| 0 | 16286 | |
| -1 | 5740 | 19.1% |
| -2 | 4895 | 16.3% |
default.payment.next.month
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 234.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 30000 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 30000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 23364 | |
| 1 | 6636 | 22.1% |
overdue pay_mon1
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 23767 |
|---|---|
| Distinct (%) | 79.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 45559.75 |
| Minimum | -733744 |
|---|---|
| Maximum | 913727 |
| Zeros | 2139 |
| Zeros (%) | 7.1% |
| Negative | 4330 |
| Negative (%) | 14.4% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -733744 |
|---|---|
| 5-th percentile | -5095.95 |
| Q1 | 745 |
| median | 18550.5 |
| Q3 | 62241.5 |
| 95-th percentile | 191911.6 |
| Maximum | 913727 |
| Range | 1647471 |
| Interquartile range (IQR) | 61496.5 |
Descriptive statistics
| Standard deviation | 73173.789 |
|---|---|
| Coefficient of variation (CV) | 1.606106 |
| Kurtosis | 9.7909586 |
| Mean | 45559.75 |
| Median Absolute Deviation (MAD) | 18914.5 |
| Skewness | 2.3003331 |
| Sum | 1.3667925 × 109 |
| Variance | 5.3544035 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 2139 | 7.1% |
| 780 | 62 | 0.2% |
| 2500 | 61 | 0.2% |
| 2400 | 38 | 0.1% |
| 390 | 33 | 0.1% |
| -390 | 30 | 0.1% |
| -200 | 30 | 0.1% |
| 1050 | 21 | 0.1% |
| -780 | 21 | 0.1% |
| -1 | 20 | 0.1% |
| Other values (23757) | 27545 |
| Value | Count | Frequency (%) |
| -733744 | 1 | |
| -670580 | 1 | |
| -422237 | 1 | |
| -398516 | 1 | |
| -380039 | 1 | |
| -298887 | 1 | |
| -296278 | 1 | |
| -273955 | 1 | |
| -262123 | 1 | |
| -260148 | 1 |
| Value | Count | Frequency (%) |
| 913727 | 1 | |
| 726314 | 1 | |
| 624562 | 1 | |
| 605989 | 1 | |
| 602458 | 1 | |
| 599725 | 1 | |
| 590523 | 1 | |
| 586654 | 1 | |
| 585018 | 1 | |
| 581775 | 1 |
overdue pay_mon2
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 23422 |
|---|---|
| Distinct (%) | 78.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 43257.912 |
| Minimum | -1702347 |
|---|---|
| Maximum | 933208 |
| Zeros | 2503 |
| Zeros (%) | 8.3% |
| Negative | 4529 |
| Negative (%) | 15.1% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -1702347 |
|---|---|
| 5-th percentile | -5694.3 |
| Q1 | 329.5 |
| median | 18102.5 |
| Q3 | 59077.75 |
| 95-th percentile | 185663.85 |
| Maximum | 933208 |
| Range | 2635555 |
| Interquartile range (IQR) | 58748.25 |
Descriptive statistics
| Standard deviation | 72565.937 |
|---|---|
| Coefficient of variation (CV) | 1.6775183 |
| Kurtosis | 23.537988 |
| Mean | 43257.912 |
| Median Absolute Deviation (MAD) | 18432.5 |
| Skewness | 1.4478358 |
| Sum | 1.2977374 × 109 |
| Variance | 5.2658152 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 2503 | 8.3% |
| 780 | 64 | 0.2% |
| -390 | 55 | 0.2% |
| 2500 | 50 | 0.2% |
| 2400 | 40 | 0.1% |
| 390 | 31 | 0.1% |
| -780 | 31 | 0.1% |
| 150 | 27 | 0.1% |
| -1 | 27 | 0.1% |
| -200 | 25 | 0.1% |
| Other values (23412) | 27147 |
| Value | Count | Frequency (%) |
| -1702347 | 1 | |
| -1038728 | 1 | |
| -1024731 | 1 | |
| -745700 | 1 | |
| -412824 | 1 | |
| -391348 | 1 | |
| -384520 | 1 | |
| -376258 | 1 | |
| -360785 | 1 | |
| -357729 | 1 |
| Value | Count | Frequency (%) |
| 933208 | 1 | |
| 723629 | 1 | |
| 641063 | 1 | |
| 602100 | 1 | |
| 591943 | 1 | |
| 585655 | 1 | |
| 581775 | 1 | |
| 575895 | 1 | |
| 572677 | 1 | |
| 566404 | 1 |
overdue pay_mon3
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 23001 |
|---|---|
| Distinct (%) | 76.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 41787.473 |
| Minimum | -854641 |
|---|---|
| Maximum | 1542258 |
| Zeros | 2890 |
| Zeros (%) | 9.6% |
| Negative | 4265 |
| Negative (%) | 14.2% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -854641 |
|---|---|
| 5-th percentile | -5466.5 |
| Q1 | 262.75 |
| median | 17769 |
| Q3 | 56294.25 |
| 95-th percentile | 179756 |
| Maximum | 1542258 |
| Range | 2396899 |
| Interquartile range (IQR) | 56031.5 |
Descriptive statistics
| Standard deviation | 69295.361 |
|---|---|
| Coefficient of variation (CV) | 1.6582807 |
| Kurtosis | 17.366827 |
| Mean | 41787.473 |
| Median Absolute Deviation (MAD) | 17772 |
| Skewness | 2.5328619 |
| Sum | 1.2536242 × 109 |
| Variance | 4.801847 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 2890 | 9.6% |
| 780 | 64 | 0.2% |
| 2400 | 41 | 0.1% |
| 2500 | 39 | 0.1% |
| -390 | 36 | 0.1% |
| 390 | 30 | 0.1% |
| -150 | 27 | 0.1% |
| -780 | 27 | 0.1% |
| -1 | 24 | 0.1% |
| 150 | 24 | 0.1% |
| Other values (22991) | 26798 |
| Value | Count | Frequency (%) |
| -854641 | 1 | |
| -490073 | 1 | |
| -386187 | 1 | |
| -370996 | 1 | |
| -365918 | 1 | |
| -361020 | 1 | |
| -358927 | 1 | |
| -340547 | 1 | |
| -337516 | 1 | |
| -337200 | 1 |
| Value | Count | Frequency (%) |
| 1542258 | 1 | |
| 854454 | 1 | |
| 663643 | 1 | |
| 659627 | 1 | |
| 614820 | 1 | |
| 576564 | 1 | |
| 572677 | 1 | |
| 568447 | 1 | |
| 562798 | 1 | |
| 555715 | 1 |
overdue pay_mon4
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 22682 |
|---|---|
| Distinct (%) | 75.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 38436.872 |
| Minimum | -667000 |
|---|---|
| Maximum | 841586 |
| Zeros | 3118 |
| Zeros (%) | 10.4% |
| Negative | 4096 |
| Negative (%) | 13.7% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -667000 |
|---|---|
| 5-th percentile | -4440 |
| Q1 | 230 |
| median | 16970 |
| Q3 | 50259.5 |
| 95-th percentile | 166742.1 |
| Maximum | 841586 |
| Range | 1508586 |
| Interquartile range (IQR) | 50029.5 |
Descriptive statistics
| Standard deviation | 64200.611 |
|---|---|
| Coefficient of variation (CV) | 1.6702871 |
| Kurtosis | 10.872025 |
| Mean | 38436.872 |
| Median Absolute Deviation (MAD) | 16970 |
| Skewness | 2.3643581 |
| Sum | 1.1531062 × 109 |
| Variance | 4.1217184 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 3118 | 10.4% |
| 780 | 89 | 0.3% |
| -150 | 49 | 0.2% |
| 2400 | 40 | 0.1% |
| 390 | 31 | 0.1% |
| 2500 | 30 | 0.1% |
| -390 | 30 | 0.1% |
| -1 | 24 | 0.1% |
| -18 | 24 | 0.1% |
| 1050 | 23 | 0.1% |
| Other values (22672) | 26542 |
| Value | Count | Frequency (%) |
| -667000 | 1 | |
| -502024 | 1 | |
| -415069 | 1 | |
| -413122 | 1 | |
| -330982 | 1 | |
| -316943 | 1 | |
| -299159 | 1 | |
| -294999 | 1 | |
| -281225 | 1 | |
| -274421 | 1 |
| Value | Count | Frequency (%) |
| 841586 | 1 | |
| 691864 | 1 | |
| 572805 | 1 | |
| 556792 | 1 | |
| 551811 | 1 | |
| 549435 | 1 | |
| 545669 | 1 | |
| 534020 | 1 | |
| 526372 | 1 | |
| 523016 | 1 |
overdue pay_mon5
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 22058 |
|---|---|
| Distinct (%) | 73.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 35512.013 |
| Minimum | -414380 |
|---|---|
| Maximum | 877171 |
| Zeros | 3364 |
| Zeros (%) | 11.2% |
| Negative | 4356 |
| Negative (%) | 14.5% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -414380 |
|---|---|
| 5-th percentile | -4531.05 |
| Q1 | 0 |
| median | 15538 |
| Q3 | 46961.5 |
| 95-th percentile | 157664.75 |
| Maximum | 877171 |
| Range | 1291551 |
| Interquartile range (IQR) | 46961.5 |
Descriptive statistics
| Standard deviation | 60553.37 |
|---|---|
| Coefficient of variation (CV) | 1.7051517 |
| Kurtosis | 11.574377 |
| Mean | 35512.013 |
| Median Absolute Deviation (MAD) | 15538 |
| Skewness | 2.4636987 |
| Sum | 1.0653604 × 109 |
| Variance | 3.6667106 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 3364 | 11.2% |
| 780 | 83 | 0.3% |
| -150 | 74 | 0.2% |
| 150 | 46 | 0.2% |
| 390 | 42 | 0.1% |
| 2400 | 37 | 0.1% |
| 2500 | 32 | 0.1% |
| -780 | 31 | 0.1% |
| -18 | 31 | 0.1% |
| -1 | 27 | 0.1% |
| Other values (22048) | 26233 |
| Value | Count | Frequency (%) |
| -414380 | 1 | |
| -413122 | 1 | |
| -375537 | 1 | |
| -330982 | 1 | |
| -312435 | 1 | |
| -306663 | 1 | |
| -302699 | 1 | |
| -301088 | 1 | |
| -296730 | 1 | |
| -290275 | 1 |
| Value | Count | Frequency (%) |
| 877171 | 1 | |
| 805167 | 1 | |
| 551863 | 1 | |
| 535865 | 1 | |
| 526372 | 1 | |
| 525702 | 1 | |
| 506815 | 1 | |
| 501474 | 1 | |
| 498139 | 1 | |
| 494143 | 1 |
overdue pay_mon6
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 21718 |
|---|---|
| Distinct (%) | 72.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 33656.258 |
| Minimum | -684896 |
|---|---|
| Maximum | 911408 |
| Zeros | 3854 |
| Zeros (%) | 12.8% |
| Negative | 4527 |
| Negative (%) | 15.1% |
| Memory size | 234.5 KiB |
Quantile statistics
| Minimum | -684896 |
|---|---|
| 5-th percentile | -5459.1 |
| Q1 | 0 |
| median | 13926.5 |
| Q3 | 46067.25 |
| 95-th percentile | 153520.35 |
| Maximum | 911408 |
| Range | 1596304 |
| Interquartile range (IQR) | 46067.25 |
Descriptive statistics
| Standard deviation | 60151.291 |
|---|---|
| Coefficient of variation (CV) | 1.7872246 |
| Kurtosis | 11.924636 |
| Mean | 33656.258 |
| Median Absolute Deviation (MAD) | 13926.5 |
| Skewness | 2.1582519 |
| Sum | 1.0096877 × 109 |
| Variance | 3.6181778 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 3854 | 12.8% |
| 150 | 74 | 0.2% |
| 780 | 73 | 0.2% |
| -150 | 52 | 0.2% |
| -780 | 39 | 0.1% |
| -18 | 33 | 0.1% |
| 2400 | 32 | 0.1% |
| -200 | 30 | 0.1% |
| 390 | 29 | 0.1% |
| 2500 | 29 | 0.1% |
| Other values (21708) | 25755 |
| Value | Count | Frequency (%) |
| -684896 | 1 | |
| -528466 | 1 | |
| -513745 | 1 | |
| -470934 | 1 | |
| -396700 | 1 | |
| -355318 | 1 | |
| -329482 | 1 | |
| -313110 | 1 | |
| -301353 | 1 | |
| -290091 | 1 |
| Value | Count | Frequency (%) |
| 911408 | 1 | |
| 679638 | 1 | |
| 548638 | 1 | |
| 527496 | 1 | |
| 509566 | 1 | |
| 499975 | 1 | |
| 494918 | 1 | |
| 484100 | 1 | |
| 483211 | 1 | |
| 481792 | 1 |
| AGE | EDUCATION | ID | LIMIT_BAL | MARRIAGE | PAY_0 | PAY_2 | PAY_3 | PAY_4 | PAY_5 | PAY_6 | SEX | default.payment.next.month | overdue pay_mon1 | overdue pay_mon2 | overdue pay_mon3 | overdue pay_mon4 | overdue pay_mon5 | overdue pay_mon6 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AGE | 1.000 | 0.159 | 0.025 | 0.186 | 0.286 | -0.064 | -0.083 | -0.083 | -0.080 | -0.083 | -0.076 | 0.091 | 0.048 | -0.008 | -0.008 | -0.006 | -0.013 | -0.011 | -0.011 |
| EDUCATION | 0.159 | 1.000 | 0.033 | -0.264 | 0.114 | 0.132 | 0.169 | 0.162 | 0.152 | 0.137 | 0.124 | 0.029 | 0.072 | 0.110 | 0.109 | 0.098 | 0.085 | 0.081 | 0.079 |
| ID | 0.025 | 0.033 | 1.000 | 0.031 | 0.021 | -0.025 | -0.005 | -0.009 | -0.004 | -0.016 | -0.006 | 0.179 | 0.038 | 0.009 | 0.003 | -0.002 | 0.031 | 0.013 | 0.014 |
| LIMIT_BAL | 0.186 | -0.264 | 0.031 | 1.000 | 0.064 | -0.296 | -0.343 | -0.332 | -0.309 | -0.285 | -0.264 | 0.073 | 0.157 | 0.002 | -0.008 | 0.002 | 0.018 | 0.017 | 0.011 |
| MARRIAGE | 0.286 | 0.114 | 0.021 | 0.064 | 1.000 | 0.023 | 0.037 | 0.042 | 0.045 | 0.047 | 0.044 | 0.032 | 0.033 | 0.007 | 0.010 | 0.005 | 0.011 | 0.009 | 0.011 |
| PAY_0 | -0.064 | 0.132 | -0.025 | -0.296 | 0.023 | 1.000 | 0.627 | 0.548 | 0.516 | 0.486 | 0.464 | 0.059 | 0.422 | 0.377 | 0.384 | 0.365 | 0.351 | 0.346 | 0.340 |
| PAY_2 | -0.083 | 0.169 | -0.005 | -0.343 | 0.037 | 0.627 | 1.000 | 0.799 | 0.713 | 0.674 | 0.635 | 0.071 | 0.340 | 0.593 | 0.566 | 0.533 | 0.511 | 0.495 | 0.479 |
| PAY_3 | -0.083 | 0.162 | -0.009 | -0.332 | 0.042 | 0.548 | 0.799 | 1.000 | 0.801 | 0.718 | 0.671 | 0.067 | 0.294 | 0.511 | 0.606 | 0.564 | 0.540 | 0.516 | 0.498 |
| PAY_4 | -0.080 | 0.152 | -0.004 | -0.309 | 0.045 | 0.516 | 0.713 | 0.801 | 1.000 | 0.822 | 0.732 | 0.063 | 0.278 | 0.504 | 0.535 | 0.632 | 0.593 | 0.560 | 0.533 |
| PAY_5 | -0.083 | 0.137 | -0.016 | -0.285 | 0.047 | 0.486 | 0.674 | 0.718 | 0.822 | 1.000 | 0.821 | 0.056 | 0.269 | 0.490 | 0.519 | 0.559 | 0.658 | 0.609 | 0.571 |
| PAY_6 | -0.076 | 0.124 | -0.006 | -0.264 | 0.044 | 0.464 | 0.635 | 0.671 | 0.732 | 0.821 | 1.000 | 0.047 | 0.249 | 0.481 | 0.510 | 0.541 | 0.579 | 0.668 | 0.615 |
| SEX | 0.091 | 0.029 | 0.179 | 0.073 | 0.032 | 0.059 | 0.071 | 0.067 | 0.063 | 0.056 | 0.047 | 1.000 | 0.039 | -0.040 | -0.042 | -0.033 | -0.026 | -0.017 | -0.019 |
| default.payment.next.month | 0.048 | 0.072 | 0.038 | 0.157 | 0.033 | 0.422 | 0.340 | 0.294 | 0.278 | 0.269 | 0.249 | 0.039 | 1.000 | 0.011 | 0.021 | 0.022 | 0.021 | 0.024 | 0.032 |
| overdue pay_mon1 | -0.008 | 0.110 | 0.009 | 0.002 | 0.007 | 0.377 | 0.593 | 0.511 | 0.504 | 0.490 | 0.481 | -0.040 | 0.011 | 1.000 | 0.814 | 0.783 | 0.736 | 0.707 | 0.674 |
| overdue pay_mon2 | -0.008 | 0.109 | 0.003 | -0.008 | 0.010 | 0.384 | 0.566 | 0.606 | 0.535 | 0.519 | 0.510 | -0.042 | 0.021 | 0.814 | 1.000 | 0.799 | 0.767 | 0.729 | 0.698 |
| overdue pay_mon3 | -0.006 | 0.098 | -0.002 | 0.002 | 0.005 | 0.365 | 0.533 | 0.564 | 0.632 | 0.559 | 0.541 | -0.033 | 0.022 | 0.783 | 0.799 | 1.000 | 0.791 | 0.761 | 0.721 |
| overdue pay_mon4 | -0.013 | 0.085 | 0.031 | 0.018 | 0.011 | 0.351 | 0.511 | 0.540 | 0.593 | 0.658 | 0.579 | -0.026 | 0.021 | 0.736 | 0.767 | 0.791 | 1.000 | 0.786 | 0.757 |
| overdue pay_mon5 | -0.011 | 0.081 | 0.013 | 0.017 | 0.009 | 0.346 | 0.495 | 0.516 | 0.560 | 0.609 | 0.668 | -0.017 | 0.024 | 0.707 | 0.729 | 0.761 | 0.786 | 1.000 | 0.772 |
| overdue pay_mon6 | -0.011 | 0.079 | 0.014 | 0.011 | 0.011 | 0.340 | 0.479 | 0.498 | 0.533 | 0.571 | 0.615 | -0.019 | 0.032 | 0.674 | 0.698 | 0.721 | 0.757 | 0.772 | 1.000 |
| ID | LIMIT_BAL | SEX | EDUCATION | MARRIAGE | AGE | PAY_0 | PAY_2 | PAY_3 | PAY_4 | PAY_5 | PAY_6 | default.payment.next.month | overdue pay_mon1 | overdue pay_mon2 | overdue pay_mon3 | overdue pay_mon4 | overdue pay_mon5 | overdue pay_mon6 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1 | 20000.0 | 2 | 2 | 1 | 24 | 2 | 2 | -1 | -1 | -2 | -2 | 1 | 3913.0 | 2413.0 | 689.0 | 0.0 | 0.0 | 0.0 |
| 1 | 2 | 120000.0 | 2 | 2 | 2 | 26 | -1 | 2 | 0 | 0 | 0 | 2 | 1 | 2682.0 | 725.0 | 1682.0 | 2272.0 | 3455.0 | 1261.0 |
| 2 | 3 | 90000.0 | 2 | 2 | 2 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 27721.0 | 12527.0 | 12559.0 | 13331.0 | 13948.0 | 10549.0 |
| 3 | 4 | 50000.0 | 2 | 2 | 1 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 44990.0 | 46214.0 | 48091.0 | 27214.0 | 27890.0 | 28547.0 |
| 4 | 5 | 50000.0 | 1 | 2 | 1 | 57 | -1 | 0 | -1 | 0 | 0 | 0 | 0 | 6617.0 | -31011.0 | 25835.0 | 11940.0 | 18457.0 | 18452.0 |
| 5 | 6 | 50000.0 | 1 | 1 | 2 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 61900.0 | 55254.0 | 56951.0 | 18394.0 | 18619.0 | 19224.0 |
| 6 | 7 | 500000.0 | 1 | 1 | 2 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 312965.0 | 372023.0 | 407007.0 | 522414.0 | 469253.0 | 460174.0 |
| 7 | 8 | 100000.0 | 2 | 2 | 2 | 23 | 0 | -1 | -1 | 0 | 0 | -1 | 0 | 11496.0 | -221.0 | 601.0 | -360.0 | -1846.0 | -975.0 |
| 8 | 9 | 140000.0 | 2 | 3 | 1 | 28 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 7956.0 | 14096.0 | 11676.0 | 11211.0 | 10793.0 | 2719.0 |
| 9 | 10 | 20000.0 | 1 | 3 | 2 | 35 | -2 | -2 | -2 | -2 | -1 | -1 | 0 | 0.0 | 0.0 | 0.0 | -13007.0 | 11885.0 | 13912.0 |
| ID | LIMIT_BAL | SEX | EDUCATION | MARRIAGE | AGE | PAY_0 | PAY_2 | PAY_3 | PAY_4 | PAY_5 | PAY_6 | default.payment.next.month | overdue pay_mon1 | overdue pay_mon2 | overdue pay_mon3 | overdue pay_mon4 | overdue pay_mon5 | overdue pay_mon6 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 29990 | 29991 | 140000.0 | 1 | 2 | 1 | 41 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 132325.0 | 130142.0 | 134882.0 | 136757.0 | 47675.0 | 44121.0 |
| 29991 | 29992 | 210000.0 | 1 | 2 | 1 | 34 | 3 | 2 | 2 | 2 | 2 | 2 | 1 | 2500.0 | 2500.0 | 2500.0 | 2500.0 | 2500.0 | 2500.0 |
| 29992 | 29993 | 10000.0 | 1 | 3 | 1 | 43 | 0 | 0 | 0 | -2 | -2 | -2 | 0 | 6802.0 | 10400.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 29993 | 29994 | 100000.0 | 1 | 1 | 2 | 38 | 0 | -1 | -1 | 0 | 0 | 0 | 0 | 1042.0 | -110357.0 | 98996.0 | 67626.0 | 67473.0 | 53004.0 |
| 29994 | 29995 | 80000.0 | 1 | 2 | 2 | 34 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 65557.0 | 74208.0 | 79384.0 | 70519.0 | 82607.0 | 77158.0 |
| 29995 | 29996 | 220000.0 | 1 | 3 | 1 | 39 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 180448.0 | 172815.0 | 203362.0 | 84957.0 | 26237.0 | 14980.0 |
| 29996 | 29997 | 150000.0 | 1 | 3 | 2 | 43 | -1 | -1 | -1 | -1 | 0 | 0 | 0 | -154.0 | -1698.0 | -5496.0 | 8850.0 | 5190.0 | 0.0 |
| 29997 | 29998 | 30000.0 | 1 | 2 | 2 | 37 | 4 | 3 | 2 | -1 | 0 | 0 | 1 | 3565.0 | 3356.0 | -19242.0 | 16678.0 | 18582.0 | 16257.0 |
| 29998 | 29999 | 80000.0 | 1 | 3 | 1 | 41 | 1 | -1 | 0 | 0 | 0 | -1 | 1 | -87545.0 | 74970.0 | 75126.0 | 50848.0 | -41109.0 | 47140.0 |
| 29999 | 30000 | 50000.0 | 1 | 2 | 1 | 46 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 45851.0 | 47105.0 | 48334.0 | 35535.0 | 31428.0 | 14313.0 |